Real Estate

Cheesy topics (like the Cheese Curds thread) go here. Topics that aren't Packer related will be moved here as well.

Mmmm.... cheese.

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TheGreenMan
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Post by TheGreenMan »

Don't forget to spend money on radon testing/removal. ;) :roll:
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Carl Gerbschmidt
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Post by Carl Gerbschmidt »

The place I sold and the place I bought do not have a basement, no radon issues.

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Pckfn23
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Post by Pckfn23 »

2 days on the market. 3 offers. All full price or more even though we listed 10% over what we believe will be the assessed value.
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Palmy - "Very few have the ability to truly excel regardless of system. For many the system is the difference between being just a guy or an NFL starter. Fact is, everyone is talented at this level."

Carl Gerbschmidt
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Post by Carl Gerbschmidt »

Pckfn23 wrote:
28 Jun 2020 21:22
2 days on the market. 3 offers. All full price or more even though we listed 10% over what we believe will be the assessed value.
Good luck the mortgage industry has really been changing over the last 2-3 weeks, be prepared for a sale to fall thru. Sounds like you have 3 on the hook so it should work out.

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APB
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Post by APB »

APB wrote:
15 May 2020 16:38
Good for you, Carl!

On a related note, I am 9.5 yrs into a 30 yr note on my current house with 3.75% interest rate. Yesterday, on a whim, I clicked on a Lending Tree ad on a website, took under 5 minutes to add my info, and clicked ENTER. Predictably, within the minute my phone rang and I started fielding refinance offers. By the end of the day I had a written agreement to refinance on a 20 yr note at 2.5% interest with only $1200 origination fee. Did the math and I'll save right around $44k over the life of the loan if I pay it out on schedule, which I won't. Plan is to be done in 15.

Anyway, if any of you are looking to get into a lower interest rate, the time is ripe. So happy with the deal I'm getting.

Disclaimer: I am refinancing a VA loan using the IRRRL Streamline program. Vet status does have some perks.
Closed this past Thursday on my refinance and couldn't be happier. Money in my pocket - or in my case, paid monthly onto my principle - for minimal effort. :beer2:

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Pckfn23
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Post by Pckfn23 »

What did you get, if you do not mind me asking?
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APB
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Post by APB »

Pckfn23 wrote:
29 Jun 2020 14:40
What did you get, if you do not mind me asking?
As in interest rate and term? It's in the post I quoted from myself.

It's a 2.5% interest rate (2.537% APR) loan over 20 yrs. That's down from 3.75% plus I shaved 6 months off of mortgage payments right off the top from my previous loan schedule.

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Pckfn23
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Post by Pckfn23 »

Oh sorry, didn't realize they were linked.

Nice rate!
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Palmy - "Very few have the ability to truly excel regardless of system. For many the system is the difference between being just a guy or an NFL starter. Fact is, everyone is talented at this level."

Carl Gerbschmidt
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Post by Carl Gerbschmidt »

That is why you do what you have to do to sell and buy. 1st night on the lake last night
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TheGreenMan
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Post by TheGreenMan »

Jealous Carl!
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APB
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Post by APB »

Without knowing anything about your old home, I’m gonna say you made the right call. That’s friggin’ awesome, Carl.

Carl Gerbschmidt
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Post by Carl Gerbschmidt »

Thanks all, I still have to pinch myself to let me know it is real, we are loving it.

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Post by Willink »

Carl Gerbschmidt wrote:
03 Jul 2020 06:30
That is why you do what you have to do to sell and buy. 1st night on the lake last night


Family did the same thing last month :aok:
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texas
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Post by texas »

Willink wrote:
26 Aug 2020 20:22
Carl Gerbschmidt wrote:
03 Jul 2020 06:30
That is why you do what you have to do to sell and buy. 1st night on the lake last night


Family did the same thing last month :aok:
Nice is all that land yours too?

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Post by Willink »

texas wrote:
27 Aug 2020 01:34
Willink wrote:
26 Aug 2020 20:22
Carl Gerbschmidt wrote:
03 Jul 2020 06:30
That is why you do what you have to do to sell and buy. 1st night on the lake last night


Family did the same thing last month :aok:
Nice is all that land yours too?
Yeah 6 acres, waterfront on bay to south and on creek to the east. About 10 miles north of Sacketts Harbor. To get a lot alone on a half acre on the major finger lakes south of Rochester was almost as expensive as this place.

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texas
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Post by texas »

Willink wrote:
27 Aug 2020 04:20
texas wrote:
27 Aug 2020 01:34
Willink wrote:
26 Aug 2020 20:22




Family did the same thing last month :aok:
Nice is all that land yours too?
Yeah 6 acres, waterfront on bay to south and on creek to the east. About 10 miles north of Sacketts Harbor. To get a lot alone on a half acre on the major finger lakes south of Rochester was almost as expensive as this place.
Nice although I'm not familiar with any of those locations :lol:

I want to buy some land at some point soon. Waterfront would be really cool but we don't have any lakes in Texas and our beaches suck.

Drj820
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Post by Drj820 »

Beautiful property guys. I bought a house 5 years ago but it’s just on a residential street. I would love to have some real land. It’s a dream of mine one day.
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Trudge
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Post by Trudge »

texas wrote:
27 Aug 2020 15:19
Willink wrote:
27 Aug 2020 04:20
texas wrote:
27 Aug 2020 01:34


Nice is all that land yours too?
Yeah 6 acres, waterfront on bay to south and on creek to the east. About 10 miles north of Sacketts Harbor. To get a lot alone on a half acre on the major finger lakes south of Rochester was almost as expensive as this place.
Nice although I'm not familiar with any of those locations :lol:

I want to buy some land at some point soon. Waterfront would be really cool but we don't have any lakes in Texas and our beaches suck.
I dunno, South Padre was pretty sweet. :beer2:
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Packfntk
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Post by Packfntk »

Carl Gerbschmidt wrote:
03 Jul 2020 06:30
That is why you do what you have to do to sell and buy. 1st night on the lake last night
That isn't on Wheeler Lake, is it?
Wisconsin Cheese Is Better Than California Cheese!

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APB
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Post by APB »

Willink wrote:
27 Aug 2020 04:20
texas wrote:
27 Aug 2020 01:34
Willink wrote:
26 Aug 2020 20:22




Family did the same thing last month :aok:
Nice is all that land yours too?
Yeah 6 acres, waterfront on bay to south and on creek to the east. About 10 miles north of Sacketts Harbor. To get a lot alone on a half acre on the major finger lakes south of Rochester was almost as expensive as this place.
Sacketts Harbor is an absolutely beautiful area. I had a friend who lived up there back when I was stationed at Ft. Drum and living in Clayton.

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