Re: Real Estate
Posted: 03 Jun 2020 17:33
Don't forget to spend money on radon testing/removal. 
Page 4 of 6
Re: Real Estate
Posted: 04 Jun 2020 06:22
The place I sold and the place I bought do not have a basement, no radon issues.
Re: Real Estate
Posted: 28 Jun 2020 21:22
2 days on the market. 3 offers. All full price or more even though we listed 10% over what we believe will be the assessed value.
Re: Real Estate
Posted: 29 Jun 2020 07:11
Good luck the mortgage industry has really been changing over the last 2-3 weeks, be prepared for a sale to fall thru. Sounds like you have 3 on the hook so it should work out.
Re: Real Estate
Posted: 29 Jun 2020 08:44
Closed this past Thursday on my refinance and couldn't be happier. Money in my pocket - or in my case, paid monthly onto my principle - for minimal effort.APB wrote: ↑15 May 2020 16:38Good for you, Carl!
On a related note, I am 9.5 yrs into a 30 yr note on my current house with 3.75% interest rate. Yesterday, on a whim, I clicked on a Lending Tree ad on a website, took under 5 minutes to add my info, and clicked ENTER. Predictably, within the minute my phone rang and I started fielding refinance offers. By the end of the day I had a written agreement to refinance on a 20 yr note at 2.5% interest with only $1200 origination fee. Did the math and I'll save right around $44k over the life of the loan if I pay it out on schedule, which I won't. Plan is to be done in 15.
Anyway, if any of you are looking to get into a lower interest rate, the time is ripe. So happy with the deal I'm getting.
Disclaimer: I am refinancing a VA loan using the IRRRL Streamline program. Vet status does have some perks.
Re: Real Estate
Posted: 29 Jun 2020 14:40
What did you get, if you do not mind me asking?
Re: Real Estate
Posted: 29 Jun 2020 16:31
As in interest rate and term? It's in the post I quoted from myself.
It's a 2.5% interest rate (2.537% APR) loan over 20 yrs. That's down from 3.75% plus I shaved 6 months off of mortgage payments right off the top from my previous loan schedule.
Re: Real Estate
Posted: 29 Jun 2020 18:43
Oh sorry, didn't realize they were linked.
Nice rate!
Nice rate!
Re: Real Estate
Posted: 03 Jul 2020 06:30
That is why you do what you have to do to sell and buy. 1st night on the lake last night
Re: Real Estate
Posted: 03 Jul 2020 10:55
Jealous Carl!
Re: Real Estate
Posted: 03 Jul 2020 11:37
Without knowing anything about your old home, I’m gonna say you made the right call. That’s friggin’ awesome, Carl.
Re: Real Estate
Posted: 04 Jul 2020 06:03
Thanks all, I still have to pinch myself to let me know it is real, we are loving it.
Re: Real Estate
Posted: 26 Aug 2020 20:22
Carl Gerbschmidt wrote: ↑03 Jul 2020 06:30That is why you do what you have to do to sell and buy. 1st night on the lake last night
Family did the same thing last month
Re: Real Estate
Posted: 27 Aug 2020 01:34
Nice is all that land yours too?Willink wrote: ↑26 Aug 2020 20:22Carl Gerbschmidt wrote: ↑03 Jul 2020 06:30That is why you do what you have to do to sell and buy. 1st night on the lake last night
Family did the same thing last month
Re: Real Estate
Posted: 27 Aug 2020 04:20
Yeah 6 acres, waterfront on bay to south and on creek to the east. About 10 miles north of Sacketts Harbor. To get a lot alone on a half acre on the major finger lakes south of Rochester was almost as expensive as this place.
Re: Real Estate
Posted: 27 Aug 2020 15:19
Nice although I'm not familiar with any of those locations
I want to buy some land at some point soon. Waterfront would be really cool but we don't have any lakes in Texas and our beaches suck.
Re: Real Estate
Posted: 27 Aug 2020 21:42
Beautiful property guys. I bought a house 5 years ago but it’s just on a residential street. I would love to have some real land. It’s a dream of mine one day.
Re: Real Estate
Posted: 28 Aug 2020 00:36
I dunno, South Padre was pretty sweet.texas wrote: ↑27 Aug 2020 15:19Nice although I'm not familiar with any of those locations
I want to buy some land at some point soon. Waterfront would be really cool but we don't have any lakes in Texas and our beaches suck.
Re: Real Estate
Posted: 28 Aug 2020 08:11
That isn't on Wheeler Lake, is it?Carl Gerbschmidt wrote: ↑03 Jul 2020 06:30That is why you do what you have to do to sell and buy. 1st night on the lake last night
Re: Real Estate
Posted: 28 Aug 2020 14:41
Sacketts Harbor is an absolutely beautiful area. I had a friend who lived up there back when I was stationed at Ft. Drum and living in Clayton.