Re: Random stuff
Posted: 10 Mar 2023 21:39
Yeah, think I'd not settle for "no" on that one. Get another inspector, appeal the decision, speak to a manager...something. If the roof is bad, it's bad. If it's covered, and most are in a policy, it's covered.
We had baseball sized hail come through 15 years ago. The first guy went up, drew the square, and "determined" there wasn't enough damage for the roof. We knew that was &%$@ so asked for another adjuster. The 2nd guy comes out, steps out of his truck, looks up at the roof, says we need a new roof, has me sign the form, and leaves. Was there for all of 5 minutes. Insurance will do everything they can not to pay out a claim.APB wrote: ↑20 Apr 2023 08:49Yeah, think I'd not settle for "no" on that one. Get another inspector, appeal the decision, speak to a manager...something. If the roof is bad, it's bad. If it's covered, and most are in a policy, it's covered.
Are they claiming some kind of storm exclusion or something? You can always change the cause of the damage...just sayin'.
I actually had 2 people inspect. There really is only damage to 1 area. But the roof is also 20+ years old. Insurance is covering the damaged spot, but taking a hit on depreciation as well.Pckfn23 wrote: ↑20 Apr 2023 10:40We had baseball sized hail come through 15 years ago. The first guy went up, drew the square, and "determined" there wasn't enough damage for the roof. We knew that was &%$@ so asked for another adjuster. The 2nd guy comes out, steps out of his truck, looks up at the roof, says we need a new roof, has me sign the form, and leaves. Was there for all of 5 minutes. Insurance will do everything they can not to pay out a claim.APB wrote: ↑20 Apr 2023 08:49Yeah, think I'd not settle for "no" on that one. Get another inspector, appeal the decision, speak to a manager...something. If the roof is bad, it's bad. If it's covered, and most are in a policy, it's covered.
Are they claiming some kind of storm exclusion or something? You can always change the cause of the damage...just sayin'.
Pretty sure there have been some wind storms roll through recently to attribute more shingle damage to that the inspectors missed on first look. That'd be my approach.paco wrote: ↑20 Apr 2023 11:52I actually had 2 people inspect. There really is only damage to 1 area. But the roof is also 20+ years old. Insurance is covering the damaged spot, but taking a hit on depreciation as well.Pckfn23 wrote: ↑20 Apr 2023 10:40We had baseball sized hail come through 15 years ago. The first guy went up, drew the square, and "determined" there wasn't enough damage for the roof. We knew that was &%$@ so asked for another adjuster. The 2nd guy comes out, steps out of his truck, looks up at the roof, says we need a new roof, has me sign the form, and leaves. Was there for all of 5 minutes. Insurance will do everything they can not to pay out a claim.APB wrote: ↑20 Apr 2023 08:49
Yeah, think I'd not settle for "no" on that one. Get another inspector, appeal the decision, speak to a manager...something. If the roof is bad, it's bad. If it's covered, and most are in a policy, it's covered.
Are they claiming some kind of storm exclusion or something? You can always change the cause of the damage...just sayin'.
We really haven't had the hail storms to fall back on. On top of that, I have 2 large black walnut trees that hang over the house. So anything that I could maybe claim as hail, would probably be attributed to those.
In the end, I could probably just have the damged spot fixed and pay very little out of pocket. But in a couple years, still have to replace the whole thing. We made the call to just do. It still sucks they make it so difficult. Many of my coworkers in Indiana and Kentucky say that if you have so much as a bent shingle there, insurance replaces the whole thing.
If I had more time, i'd consider fighting it more. But there's a gaping hole and I need it fixed.
Go.paco wrote: ↑08 May 2023 21:48I'm not a social person. So I bow out of stuff I previously plan on doing, especially if solo when I have a good (or not) excuse.
Is a 2.5 hour drive a good enough excuse to not go to a concert? I've wanted to go see this band. They don't get to the States often, if ever. But I'm planning on driving 2.5 hours there, and 2.5 hours back the same day to see them, on a work night.
That's a lot of driving to go see a band, by myself. Cost isn't a problem, it's a cheap concert. But I'm lazy and will probably feel weird with no one I know there. And I've never been to the venue (or anywhere near it).
F I'm lame.
APB wrote: ↑09 May 2023 07:14Go.paco wrote: ↑08 May 2023 21:48I'm not a social person. So I bow out of stuff I previously plan on doing, especially if solo when I have a good (or not) excuse.
Is a 2.5 hour drive a good enough excuse to not go to a concert? I've wanted to go see this band. They don't get to the States often, if ever. But I'm planning on driving 2.5 hours there, and 2.5 hours back the same day to see them, on a work night.
That's a lot of driving to go see a band, by myself. Cost isn't a problem, it's a cheap concert. But I'm lazy and will probably feel weird with no one I know there. And I've never been to the venue (or anywhere near it).
F I'm lame.
Call in sick the next day. Live a little. F 'em.
Quit being lame, lame-o.
Ask yourself...a week/month/year from now, which will I regret more? Missing this once in a blue moon concert opportunity or missing a day of work?paco wrote: ↑09 May 2023 07:16APB wrote: ↑09 May 2023 07:14Go.paco wrote: ↑08 May 2023 21:48I'm not a social person. So I bow out of stuff I previously plan on doing, especially if solo when I have a good (or not) excuse.
Is a 2.5 hour drive a good enough excuse to not go to a concert? I've wanted to go see this band. They don't get to the States often, if ever. But I'm planning on driving 2.5 hours there, and 2.5 hours back the same day to see them, on a work night.
That's a lot of driving to go see a band, by myself. Cost isn't a problem, it's a cheap concert. But I'm lazy and will probably feel weird with no one I know there. And I've never been to the venue (or anywhere near it).
F I'm lame.
Call in sick the next day. Live a little. F 'em.
Quit being lame, lame-o.
Yeah, I know. I'll probably go. But I can't take off Monday. I'm already taking off Thursday and Friday next week to go to Louisville for a couple of days. But maybe I'll sleep in a bit. My first meeting on Monday isn't until 10am.